In The News

Should I Buy A Home Now Or Wait?

It’s no secret the housing market has become more expensive over the last couple of years. Most regions have seen double digit inflation in the cost of homes. This growth has been driven by several factors such as millennials hitting their prime homebuying ages, the desire to have a home

Investment property statistics and tips 2022

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The concept of investing might make you think of buying and selling stocks and bonds. However, you can also invest by purchasing an investment property, whether you plan to rent it out for a long time or fix it up to sell for a quick profit. As you compare options to buy

The Debt Service Coverage Ratio and How to Calculate It

The debt service coverage ratio (DSCR) is used to determine the ability of a business to cover additional debt payments. Lenders use the DSCR to determine whether to approve a loan or a mortgage.

Rental Properties: Pros and Cons

Minimalist Property

Owning a rental property can be financially rewarding. If you’re exploring this type of real estate as an investment, be aware of the risks and responsibilities.

Good debt vs. bad debt: Why what you’ve been told is probably wrong

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Personal finance advice typically divides debt into two categories, with “good debt” including college loans, loans for buying a home and business loans.

What Is a Mortgage?

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A mortgage is a type of loan used to purchase or maintain a home, land, or other types of real estate. The borrower agrees to pay the lender over time, typically…

The Ideal Conventional Loan Credit Score that Will Save You Thousands of Dollars

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A conventional loan is a mortgage that is not offered, secured, and backed by the government. Private lenders and lending companies make this available to potential borrowers who meet the criteria for a conventional mortgage, like a conventional loan credit score. According to Dave Ramsey, it is a more popular