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The Benefits of Paying Off Mortgage Early

Due to the high costs, people rarely think of paying off their mortgage early. Mortgage payments are usually completed in 30 years as most contracts are set for that long. That is a long time to hold on a debt, and a constant concern for many homeowners. Looking at the

How Do I Prepare For A Successful Mortgage Application?

Preparation is the key to getting a successful mortgage, but not a lot know how to do it. You can try to figure things out yourself, but know that it can become overwhelming and stressful. Fortunately, Sprint Funding have broken down the things you need to do to help you

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How to Get Conventional Loan With 3% Down

In 2014, Fannie Mae and Freddie Mac (federally-sponsored home mortgage enterprises formed by the U.S. Congress) announced a 3 percent down conventional mortgage loan product that was created to make it easy for more people to become homeowners. Those who previously wouldn’t qualify or those who don’t have the necessary

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Inspiring Conventional Loans Stories From Small Business Owners

You don’t need a huge savings account or a high-paying job to land a new home. There are many low-income mortgage programs for those on a tight budget. In addition, community assistance and grant money are also widely available. While this may sound unbelievable during these times of stricter rules

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Conventional VS. FHA Loans: Which Is Cheaper?

Federal Housing Administration (FHA) loans are the best option for first time home buyers, and conventional mortgages are only for established buyers. That statement is false. These loans have different qualifications and have distinct advantages, and you can’t simplify them like that. Learning about these two types of loans will