How Long Can You Hold a Bridge Loan Before Refinancing?

A woman sits at a desk reviewing documents, with a small model house and keys in the foreground—illustrating the careful steps involved in the Bridge Loan Refinancing Timeline.

Bridge loans are short-term financing solutions typically held for six months to two years, with many lasting up to 12 months. These loans bridge the gap between purchasing a new property and selling an existing one, often requiring repayment within this timeframe, though some may offer 90-to-120-day extensions. Bridge loans