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The Benefits of Paying Off Mortgage Early

Due to the high costs, people rarely think of paying off their mortgage early. Mortgage payments are usually completed in 30 years as most contracts are set for that long. That is a long time to hold on a debt, and a constant concern for many homeowners. Looking at the

How Do I Prepare For A Successful Mortgage Application?

Preparation is the key to getting a successful mortgage, but not a lot know how to do it. You can try to figure things out yourself, but know that it can become overwhelming and stressful. Fortunately, Sprint Funding have broken down the things you need to do to help you

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How to Get Conventional Loan With 3% Down

In 2014, Fannie Mae and Freddie Mac (federally-sponsored home mortgage enterprises formed by the U.S. Congress) announced a 3 percent down conventional mortgage loan product that was created to make it easy for more people to become homeowners. Those who previously wouldn’t qualify or those who don’t have the necessary

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Inspiring Conventional Loans Stories From Small Business Owners

You don’t need a huge savings account or a high-paying job to land a new home. There are many low-income mortgage programs for those on a tight budget. In addition, community assistance and grant money are also widely available. While this may sound unbelievable during these times of stricter rules

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Conventional VS. FHA Loans: Which Is Cheaper?

Federal Housing Administration (FHA) loans are the best option for first time home buyers, and conventional mortgages are only for established buyers. That statement is false. These loans have different qualifications and have distinct advantages, and you can’t simplify them like that. Learning about these two types of loans will

How to Increase Your Chances Of Getting Your Home Loan Approved

Buying a house is one of the largest financial purchases we’ll make. Completing that purchase requires applying for a mortgage, yet a lot of people find trouble when it comes to getting approved fast. Here are some steps that can help hasten the process, even for low-income earners. Applying for

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The Ideal Conventional Loan Credit Score that Will Save You Thousands of Dollars

A conventional loan is a mortgage that is not offered, secured, and backed by the government. Private lenders and lending companies make this available to potential borrowers who meet the criteria for a conventional mortgage, like a conventional loan credit score. According to Dave Ramsey, it is a more popular

The Truth About Mortgages: 10 Misconceptions Debunked

For many people, buying a home is one of the most significant financial investments that they will have in their lifetime. In 2019, the average price for a new home in the USA was around $383,000, which is significant for most people. Since most people can’t pay cash upfront, they

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5 Facts About Home Loans That Will Blow Your Mind

Knowing all facts about home loans in Bonsall or anywhere in California is a must unless you like getting tricked or scammed. Know that houses in this state are just too expensive, and this was something you had embraced for a long time. And the last thing you want is

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Common Home Loan-Filing Mistakes and How to Avoid Them

Is this your first time filing a home loan? You must be excited to finally get a new house! Certainly, at this stage, you are now preparing to file your home loan, and you want to be sure that everything will run smoothly. Don’t worry. You’re in the right place!