FHA Loans - Sprint Funding

A paper labeled "BAD CREDIT" placed on top of a financial spreadsheet, highlighting the importance of FHA Loans for Low Credit Scores.

August 20, 2025

How FHA Loans Help Buyers with Low Credit Scores

Table of Contents Key Takeaways What Are FHA Loans? Credit Score and Down Payment Rules How FHA Loans Help Buyers Credit Flexibility Lower Upfront Costs Debt-to-Income Ratio Options Assumable Mortgages Confidence for Lenders, Opportunities for Buyers FHA Loan Eligibility Requirements Credit History Income Verification Property Standards Occupancy Rules FHA Mortgage

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July 9, 2025

Why FHA Loans Are a Great Choice for Low-Income Families and First-Timers

Table of Contents Key Takeaways What is an FHA Loan? The Benefits of FHA Loans for Low-Income Families Low Down Payment Requirement Flexible Credit Score Standards Lower Monthly Mortgage Insurance Options for Energy Efficiency and Renovations Why FHA Loans Are Ideal for First-Time Homebuyers Accessible for Those with Limited Savings

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January 14, 2025

What is a Home Improvement Loan? How Does it Work?

Home improvement projects can transform your living space, increase property value, and enhance your quality of life. But these projects often require funding, and that’s where home improvement loans come into play. This blog post explores what home improvement loans are, how they work, and what homeowners need to know

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January 25, 2022

FHA Loan vs. Conventional: Which Is Better for You?

People will often find themselves asking which is a better low-down-payment mortgage: The Conventional or the FHA loan? FHA loans accept credit scores that start at just 580, along with a 3.5% down payment, which makes them a great option for people with low-to-average credit. However, insurance is always required

November 13, 2020

Conventional VS. FHA Loans: Which Is Cheaper?

Federal Housing Administration (FHA) loans are the best option for first time home buyers, and conventional mortgages are only for established buyers. That statement is false. These loans have different qualifications and have distinct advantages, and you can’t simplify them like that. Learning about these two types of loans will

September 15, 2020

Best Ways in Applying for FHA Loan

Sheltering our growing families or investing early for our future are just two of the admirable reasons why we dream of owning a home. The mortgage industry has definitely prepared for this need, providing different types of mortgage financing. This is where an FHA loan comes into play. Because a

September 8, 2020

Will FHA Loans Cover Manufactured Homes?

Looking for a new home but don’t have enough money to make a 20% down payment? Then an FHA loan might be helpful for you. It provides a great opportunity for people who want to get their dream home without paying cash. But how do FHA loan coverage works? This

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August 28, 2020

Compare FHA and Conventional Loans to Make the Best Choice

If you are planning to buy a home, you should acquaint yourself with the different options of mortgage loans available. To ease the burden of uncertainty, this article will walk you through two of the most popular home loans that you can apply for: FHA loans and conventional loans. Buying