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Understanding the Most Popular Reverse Mortgage Option

As we age, it’s common to consider ways of ensuring our financial stability in the long run. Reverse mortgages have become a popular option for seniors looking to tap into the equity in their homes to supplement their retirement income.  Homeowners can receive cash payments based on the equity they’ve

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Unlock Your Loan Eligibility: Understanding DSCR and Its Impact

When it comes to loans, borrowers often find themselves in a complex web of financial criteria. Although one might think that their credit history and score should ultimately decide whether or not they qualify for a loan, there are actually other important factors lenders consider as well.  DSCR (Debt Service

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Everything You Need to Know About DSCR Loans

DSCR loans, or debt service coverage ratio loans, are a type of loan that is used to evaluate a borrower’s ability to repay a loan. DSCR lenders typically require a minimum ratio of 1.25 to 1, meaning that the borrower’s net operating income must be 25% greater than their total

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Conventional Loans: Everything You Need to Know About Repayment Terms

As housing prices continue to increase, it has become increasingly difficult for many to afford a home. Conventional loans have become an increasingly popular option for first-time and current homeowners alike as they offer benefits, such as fixed-rate mortgage options, up to 90% loan-to-value ratios, and more.  However, before taking

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Reverse Mortgages Explained: What You Need to Know Before Applying

If you’re a homeowner over the age of 62, you may have heard of a reverse mortgage at one point or another. What exactly is a reverse mortgage though? Put simply, it’s a way for you to tap into your home’s equity in retirement, typically enabling you to use it

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Reverse Mortgages: Is it the Right Choice for You?

Are you at an age where retirement seems like it’s right around the corner? Are you looking at different financial options to help secure a long-term financial future? Reverse mortgages are an option that you may have come across. But, is a reverse mortgage right for you? Many seniors look

Debunking Common Misconceptions About VA Loans

If you’re considering using a VA loan to buy or refinance your home, chances are you’ve encountered some common misconceptions or outdated information about what this loan product has to offer. Fortunately, we’re here to provide some clarity and bust the myths surrounding VA loans.  We’ll delve into the facts

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Pros and Cons of a Conventional Loan: Is It The Best Option For You?

Are you in the market for a loan? If so, you may be considering a conventional loan. In recent years, they have become an increasingly popular choice among borrowers. But is a conventional loan the right option for you? Learn about the pros and cons of conventional loans to help

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Funding Your Retirement with Reverse Mortgages

Are you nearing retirement age, but worried about having enough money to live comfortably through your golden years?  You might want to consider a reverse mortgage. A reverse mortgage can help you bridge the financial gap and provide more security by supplementing your retirement income. In this article, we’ll discuss

Sprint Funding’s Roadmap to Buying a Home Updated For 2023

Say the words ‘The American Dream,’ and a few things come to mind in almost every American: Democracy, rights, liberty, opportunity, and equality. And although these aren’t things you can necessarily ‘touch’ – there are some physical items that most Americans still associate with living life the way it was