It’s no secret the housing market has become more expensive over the last couple of years. Most regions have seen double digit inflation in the cost of homes. This growth has been driven by several factors such as millennials hitting their prime homebuying ages, the desire to have a home rather than rent due to the pandemic, and historically very low interest rates. Personally, I have witnessed my hometown housing market, which is relatively tame, jump to life with bidding wars at every level of the market and random phone calls offering to buy my home in cash.