Blog

The Truth About Mortgages: 10 Misconceptions Debunked

For many people, buying a home is one of the most significant financial investments that they will have in their lifetime. In 2019, the average price for a new home in the USA was around $383,000, which is significant for most people. Since most people can’t pay cash upfront, they

home-loans

Facts About Home Loans in Bonsall, CA: Expert Insights for Smart Buyers

Knowing all facts about home loans in Bonsall or anywhere in California is a must unless you like getting tricked or scammed. Know that houses in this state are just too expensive, and this was something you had embraced for a long time. And the last thing you want is

self employed loan step05

Common Home Loan-Filing Mistakes and How to Avoid Them

Is this your first time filing a home loan? You must be excited to finally get a new house! Certainly, at this stage, you are now preparing to file your home loan, and you want to be sure that everything will run smoothly. Don’t worry. You’re in the right place!

discounted cash flows

What is the Difference Between Discounted and Undiscounted Cash Flows?

A fundamental concept in investments is the time value of money — the idea that there is a greater benefit to receiving a sum of money now, rather than an identical sum later. It also takes into account the reduction in the real value of funds from the effects of

applying-for-fha-loan

Best Ways in Applying for FHA Loan

Sheltering our growing families or investing early for our future are just two of the admirable reasons why we dream of owning a home. The mortgage industry has definitely prepared for this need, providing different types of mortgage financing. This is where an FHA loan comes into play. Because a

cash flow statement

How to Prepare a Cash Flow Statement

Generating cash flow statements for a business is very important to keep owners updated with their investments. These statements are important to avoid improper spending from the business’ funds. In this post, we’ll talk about the two different methods and three important sections you need to know when preparing a

FHA-loan-coverage

Will FHA Loans Cover Manufactured Homes?

Looking for a new home but don’t have enough money to make a 20% down payment? Then an FHA loan might be helpful for you. It provides a great opportunity for people who want to get their dream home without paying cash. But how do FHA loan coverage works? This

conventional-loan-types

Types of Conventional Loans to Fund Your Dream Home

A conventional loan, which is most popular among homebuyers for home financing, comes in more than one flavor. Conventional loan types enjoy a reputation of being a safe option for mortgages. Since a conventional loan is not made by, backed by, secured by, or insured by the government, the private

fha-loans-vs-conventional-loans-Sprint-Funding

What’s The Difference Between FHA Loans and Conventional Loans? Which One Should You Choose?

If you are planning to buy a home, you should acquaint yourself with the different options of mortgage loans available. To ease the burden of uncertainty, this article will walk you through two of the most popular home loans that you can apply for: FHA loans and conventional loans. Buying