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Everything You Need to Know About DSCR Loans
DSCR loans, or debt service coverage ratio loans, are a type of loan that is used to evaluate a borrower’s ability to repay a loan. DSCR lenders typically require a minimum ratio of 1.25 to 1, meaning that the borrower’s net operating income must be 25% greater than their total
Conventional Loans: Everything You Need to Know About Repayment Terms
As housing prices continue to increase, it has become increasingly difficult for many to afford a home. Conventional loans have become an increasingly popular option for first-time and current homeowners alike as they offer benefits, such as fixed-rate mortgage options, up to 90% loan-to-value ratios, and more. However, before taking
Reverse Mortgages Explained: What You Need to Know Before Applying
If you’re a homeowner over the age of 62, you may have heard of a reverse mortgage at one point or another. What exactly is a reverse mortgage though? Put simply, it’s a way for you to tap into your home’s equity in retirement, typically enabling you to use it
Reverse Mortgages: Is it the Right Choice for You?
Are you at an age where retirement seems like it’s right around the corner? Are you looking at different financial options to help secure a long-term financial future? Reverse mortgages are an option that you may have come across. But, is a reverse mortgage right for you? Many seniors look
Debunking Common Misconceptions About VA Loans
If you’re considering using a VA loan to buy or refinance your home, chances are you’ve encountered some common misconceptions or outdated information about what this loan product has to offer. Fortunately, we’re here to provide some clarity and bust the myths surrounding VA loans. We’ll delve into the facts
14 Common Home Buying Mistakes to Avoid—And Buy the House of Your DreamsFebruary 23, 2024
How to Qualify for a Reverse Mortgage: Eligibility Criteria ExplainedJanuary 8, 2024
Boost Your Borrowing Power: How to Improve Your Credit Score for a DSCR LoanDecember 28, 2023
VA Loan: Appraisal and an InspectionSeptember 1, 2023
DSCR and Risk Management: Reducing Financial RisksJuly 31, 2023