Our Blog - Sprint Funding

Two people shake hands as one exchanges a stack of U.S. hundred-dollar bills, with a contract and pen on the table—a common scene for DSCR Loans for Property Investors finalizing an agreement.

August 28, 2025

Why DSCR Loans Are Gaining Popularity Among Property Investors

Table of Contents Key Takeaways Why DSCR Loans Are Gaining Popularity Among Property Investors What Is a DSCR Loan? How DSCR Is Calculated What Lenders Commonly Require Why DSCR Loans Are Popular Income Simplicity Faster Closings Scalable Structure Flexible Approval Paths Who Benefits Most From DSCR Loans? The Portfolio Builder

A paper labeled "BAD CREDIT" placed on top of a financial spreadsheet, highlighting the importance of FHA Loans for Low Credit Scores.

August 20, 2025

How FHA Loans Help Buyers with Low Credit Scores

Table of Contents Key Takeaways What Are FHA Loans? Credit Score and Down Payment Rules How FHA Loans Help Buyers Credit Flexibility Lower Upfront Costs Debt-to-Income Ratio Options Assumable Mortgages Confidence for Lenders, Opportunities for Buyers FHA Loan Eligibility Requirements Credit History Income Verification Property Standards Occupancy Rules FHA Mortgage

miniature house in the hands of a female soldier

August 7, 2025

How to Use Your VA Loan Benefits More Than Once

Table of Contents Key Takeaways Understanding VA Loan Entitlement Basic Entitlement Bonus Entitlement Calculating Your Power How to Reuse Your VA Loan Full Restoration Partial Entitlement One-Time Exception Loan Assumption Navigating Multiple VA Loans The PCS Rule The PCS Rule Downsizing Needs Financial Hurdles Steps for Veterans Learn How to

An elderly hand and a young hand hold a small model house together, symbolizing the transfer or sharing of home ownership—an idea echoed by using a Reverse Mortgage to Fund Your Retirement.

July 16, 2025

How to Use a Reverse Mortgage to Fund Your Retirement

Table of Contents Key Takeaways What Is a Reverse Mortgage? The Core Concept of Reverse Mortgages Types of Reverse Mortgages Common Myths About Reverse Mortgages Myth 1: You’ll Lose Ownership of Your Home Myth 2: A Reverse Mortgage Is the Same as a Home Equity Loan or HELOC Myth 3:

July 10, 2025

Understanding Interest Rates: How They Affect Your Loan Choices

Table of Contents Key Takeaways What Are Interest Rates? Interest Basics Rate Calculation Fixed vs. Variable How Interest Rates Influence Loan Choices Loan Costs Monthly Payments Total Cost Choosing the Right Loan Fixed vs. Variable Interest Rates Interest Rate Factors: What Affects Them? Economic Indicators Personal Credit Risk Assessment Locking