Our Blog - Sprint Funding

Desk with calculator, model house, charts, and a laptop displaying financial graphs, illustrating the effects of interest rates on mortgages and how they impact monthly payments.

October 13, 2025

How Interest Rates Affect Your Monthly Mortgage Payments

Table of Contents Key Takeaways The Core Connection: How Interest Rates Shape Your Mortgage The Monthly Payment The Total Cost The Amortization Schedule The Loan Type What Drives Mortgage Rates? Economic Forces Central Bank Policies Your Financial Profile How to Prepare for Rate Changes in Your Mortgage Consider Refinancing Build

Several US $100 bills are arranged in a fan shape on top of an American flag featuring stars and stripes, symbolizing financial freedom and showing how VA Loans work to support American veterans.

October 1, 2025

No Down Payment? No Problem: How VA Loans Work

For many military veterans, active-duty service members, and their families, owning a home can seem out of reach due to high upfront costs. However, VA loans provide a unique opportunity to make this dream a reality. These loans, backed by the U.S. Department of Veterans Affairs (VA), eliminate the need

A workspace with laptops, charts, calculators, and coffee cups displays materials comparing fixed-rate and adjustable-rate mortgages.

September 26, 2025

Fixed-Rate vs. Adjustable-Rate Mortgages: Which Fits Your Goals?

When choosing between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage (ARM), it’s essential to understand how each aligns with your financial goals and circumstances. At Sprint Funding, we offer a range of mortgage options to suit diverse needs. Ready to find the right mortgage for you? Contact us at

Two people shake hands as one exchanges a stack of U.S. hundred-dollar bills, with a contract and pen on the table—a common scene for DSCR Loans for Property Investors finalizing an agreement.

August 28, 2025

Why DSCR Loans Are Gaining Popularity Among Property Investors

Table of Contents Key Takeaways Why DSCR Loans Are Gaining Popularity Among Property Investors What Is a DSCR Loan? How DSCR Is Calculated What Lenders Commonly Require Why DSCR Loans Are Popular Income Simplicity Faster Closings Scalable Structure Flexible Approval Paths Who Benefits Most From DSCR Loans? The Portfolio Builder

A paper labeled "BAD CREDIT" placed on top of a financial spreadsheet, highlighting the importance of FHA Loans for Low Credit Scores.

August 20, 2025

How FHA Loans Help Buyers with Low Credit Scores

Table of Contents Key Takeaways What Are FHA Loans? Credit Score and Down Payment Rules How FHA Loans Help Buyers Credit Flexibility Lower Upfront Costs Debt-to-Income Ratio Options Assumable Mortgages Confidence for Lenders, Opportunities for Buyers FHA Loan Eligibility Requirements Credit History Income Verification Property Standards Occupancy Rules FHA Mortgage