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Had a Bankruptcy or Foreclosure? Here’s How to Get an FHA Loan
You can qualify for an FHA loan after bankruptcy or foreclosure once specific waiting periods pass. Chapter 7 bankruptcy requires a two-year wait. Chapter 13 bankruptcy may allow approval after one year of on-time payments. Foreclosure requires a three-year waiting period. Rebuilding credit and saving for a down payment during
How Conventional Loans Work for Second Homes and Vacation Properties
Conventional loans for second homes work like primary home loans but demand stricter criteria: higher down payments (often 10-25%), stronger credit (620+), more cash reserves (6-18 months), and slightly higher interest rates than primary homes but lower than investment properties, requiring lenders to verify you can afford both mortgages plus
The Role of a Co-Signer in Securing a Mortgage
A co-signer helps a borrower qualify for a mortgage by adding their credit and income to the application. By doing so, they assume full legal responsibility for the loan in the event of missed payments, despite not owning the property. This arrangement can improve approval chances and loan terms, but
How to Pay Off Your Mortgage Early Without Penalties
Owning a home is one of life’s biggest achievements, but for many, the mortgage can feel like a long-term financial burden. Paying off your mortgage early is a goal that appeals to homeowners who want financial freedom, reduced interest payments, and peace of mind. However, navigating prepayment rules and avoiding
Worried a Home Appraisal Could Delay Your Purchase? Here’s How It Helps You Close with Confidence
A home appraisal is a key step in the home buying process. It helps confirm the home’s market value. It also helps the lender confirm that the loan amount fits the property value. Sprint Funding focuses on clear guidance that fits your situation and your needs, so you can make
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How Hard Money Loans Differ from Traditional FinancingNovember 19, 2025
Weighing the Pros and Cons of Interest-Only MortgagesOctober 28, 2025
Fixed-Rate vs. Adjustable-Rate Mortgages: Which Fits Your Goals?September 26, 2025
Flipping or Renting: Which Is the Better Investment Strategy?March 22, 2025
How to Find Investment PropertiesMarch 20, 2025