Our Blog - Sprint Funding

April 21, 2023

Unlock Your Loan Eligibility: Understanding DSCR and Its Impact

When it comes to loans, borrowers often find themselves in a complex web of financial criteria. Although one might think that their credit history and score should ultimately decide whether or not they qualify for a loan, there are actually other important factors lenders consider as well. DSCR (Debt Service

Man sign a home insurance policy on home loans, Agent agent hold - Sprint Funding

April 20, 2023

Everything You Need to Know About DSCR Loans

DSCR loans, or debt service coverage ratio loans, are a type of loan that is used to evaluate a borrower’s ability to repay a loan. DSCR lenders typically require a minimum ratio of 1.25 to 1, meaning that the borrower’s net operating income must be 25% greater than their total

April 14, 2023

Conventional Loans: Everything You Need to Know About Repayment Terms

As housing prices continue to increase, it has become increasingly difficult for many to afford a home. Conventional loans have become an increasingly popular option for first-time and current homeowners alike as they offer benefits, such as fixed-rate mortgage options, up to 90% loan-to-value ratios, and more. However, before taking

Older couple signing on a paper - Sprint Funding

April 14, 2023

Reverse Mortgages Explained: What You Need to Know Before Applying

If you’re a homeowner over the age of 62, you may have heard of a reverse mortgage at one point or another. What exactly is a reverse mortgage though? Put simply, it’s a way for you to tap into your home’s equity in retirement, typically enabling you to use it

April 7, 2023

Reverse Mortgages: Is it the Right Choice for You?

Are you at an age where retirement seems like it’s right around the corner? Are you looking at different financial options to help secure a long-term financial future? Reverse mortgages are an option that you may have come across. But, is a reverse mortgage right for you? Many seniors look

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