Our Blog - Sprint Funding

selective focus of clipboard with new house loan lettering on document near keys, pencil and pink

July 9, 2025

Why FHA Loans Are a Great Choice for Low-Income Families and First-Timers

Table of Contents Key Takeaways What is an FHA Loan? The Benefits of FHA Loans for Low-Income Families Low Down Payment Requirement Flexible Credit Score Standards Lower Monthly Mortgage Insurance Options for Energy Efficiency and Renovations Why FHA Loans Are Ideal for First-Time Homebuyers Accessible for Those with Limited Savings

Business man shake hands with business women agreeing on partnerships or introducing themselves for first time meet.

July 3, 2025

How to Qualify for a DSCR Loan Without Traditional Income Verification

Table of Contents Key Takeaways How to Qualify for a DSCR Loan Without Traditional Income Verification What is a DSCR Loan? Why DSCR Loans Don’t Rely on Your Personal Income Understanding the DSCR Calculation How to Qualify Without W-2s Show the Property’s Rental Income Submit the Required Documents Meet the

June 6, 2025

Common Challenges Self-Employed Borrowers Faces, and How to Overcome Them

Table of Contents Key Takeaways Why It’s Tougher for Self‑Employed Borrowers What Lenders Usually Ask For Revenue Verification Challenges Cash Flow Irregularities Bigger Down Payment Expectations More Paperwork, More Patience Industry-Specific Challenges Seasonal Workers Creative Professionals How to Improve Your Approval Odds How Sprint Funding Helps Ready to Move Forward?

May 10, 2025

How to Use a Bridge Loan for Smooth Real Estate Transitions

Table of Contents Key Takeaways What Is a Bridge Loan? How Bridge Loans Work Loan Types Equity-Based Lending Repayment Pairing With Other Financing Who Can Qualify for a Bridge Loan? Financial Profile Equity Exit Strategy How to Apply for a Bridge Loan Choose the Right Lender Submit Your Application Provide

April 26, 2025

How to Prove Income for a Self-Employed Home Loan

Table of Contents Key Takeaways What Lenders Expect from Self-Employed Borrowers What You’ll Need to Prove Income Tax Returns and 1099 Forms Profit and Loss (P&L) Statements Bank Statements Business Licenses and Contracts Other Supporting Documents How Lenders Evaluate Self-Employed Income How Self-Employed Income Is Calculated Two-Year Average Net Income