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Second Mortgages vs. Home Equity Loans: What’s the Difference?
If you’ve built up equity and want cash for renovations, debt consolidation, or a large expense, you’ll quickly run into two options that sound similar: second mortgages and home equity loans. While the terms overlap, they aren’t identical. This guide from Sprint Funding breaks down how each works, where they
No Down Payment? No Problem: How VA Loans Work
For many military veterans, active-duty service members, and their families, owning a home can seem out of reach due to high upfront costs. However, VA loans provide a unique opportunity to make this dream a reality. These loans, backed by the U.S. Department of Veterans Affairs (VA), eliminate the need
Fixed-Rate vs. Adjustable-Rate Mortgages: Which Fits Your Goals?
When choosing between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage (ARM), it’s essential to understand how each aligns with your financial goals and circumstances. At Sprint Funding, we offer a range of mortgage options to suit diverse needs. Ready to find the right mortgage for you? Contact us at
Why DSCR Loans Are Gaining Popularity Among Property Investors
Table of Contents Key Takeaways Why DSCR Loans Are Gaining Popularity Among Property Investors What Is a DSCR Loan? How DSCR Is Calculated What Lenders Commonly Require Why DSCR Loans Are Popular Income Simplicity Faster Closings Scalable Structure Flexible Approval Paths Who Benefits Most From DSCR Loans? The Portfolio Builder
How FHA Loans Help Buyers with Low Credit Scores
Table of Contents Key Takeaways What Are FHA Loans? Credit Score and Down Payment Rules How FHA Loans Help Buyers Credit Flexibility Lower Upfront Costs Debt-to-Income Ratio Options Assumable Mortgages Confidence for Lenders, Opportunities for Buyers FHA Loan Eligibility Requirements Credit History Income Verification Property Standards Occupancy Rules FHA Mortgage
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Weighing the Pros and Cons of Interest-Only MortgagesOctober 28, 2025
Fixed-Rate vs. Adjustable-Rate Mortgages: Which Fits Your Goals?September 26, 2025
Flipping or Renting: Which Is the Better Investment Strategy?March 22, 2025
How to Find Investment PropertiesMarch 20, 2025
A Buyer’s Home Inspection ChecklistMarch 7, 2025