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Several US $100 bills are arranged in a fan shape on top of an American flag featuring stars and stripes, symbolizing financial freedom and showing how VA Loans work to support American veterans.

No Down Payment? No Problem: How VA Loans Work

For many military veterans, active-duty service members, and their families, owning a home can seem out of reach due to high upfront costs. However, VA loans provide a unique opportunity to make this dream a reality. These loans, backed by the U.S. Department of Veterans Affairs (VA), eliminate the need

A workspace with laptops, charts, calculators, and coffee cups displays materials comparing fixed-rate and adjustable-rate mortgages.

Fixed-Rate vs. Adjustable-Rate Mortgages: Which Fits Your Goals?

When choosing between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage (ARM), it’s essential to understand how each aligns with your financial goals and circumstances. At Sprint Funding, we offer a range of mortgage options to suit diverse needs. Ready to find the right mortgage for you? Contact us at

Two people shake hands as one exchanges a stack of U.S. hundred-dollar bills, with a contract and pen on the table—a common scene for DSCR Loans for Property Investors finalizing an agreement.

Why DSCR Loans Are Gaining Popularity Among Property Investors

Table of Contents Key Takeaways Why DSCR Loans Are Gaining Popularity Among Property Investors What Is a DSCR Loan? How DSCR Is Calculated What Lenders Commonly Require Why DSCR Loans Are Popular Income Simplicity Faster Closings Scalable Structure Flexible Approval Paths Who Benefits Most From DSCR Loans? The Portfolio Builder

A paper labeled "BAD CREDIT" placed on top of a financial spreadsheet, highlighting the importance of FHA Loans for Low Credit Scores.

How FHA Loans Help Buyers with Low Credit Scores

Table of Contents Key Takeaways What Are FHA Loans? Credit Score and Down Payment Rules How FHA Loans Help Buyers Credit Flexibility Lower Upfront Costs Debt-to-Income Ratio Options Assumable Mortgages Confidence for Lenders, Opportunities for Buyers FHA Loan Eligibility Requirements Credit History Income Verification Property Standards Occupancy Rules FHA Mortgage

miniature house in the hands of a female soldier

How to Use Your VA Loan Benefits More Than Once

Table of Contents Key Takeaways Understanding VA Loan Entitlement Basic Entitlement Bonus Entitlement Calculating Your Power How to Reuse Your VA Loan Full Restoration Partial Entitlement One-Time Exception Loan Assumption Navigating Multiple VA Loans The PCS Rule The PCS Rule Downsizing Needs Financial Hurdles Steps for Veterans Learn How to