Pages About us Barbara Weldon Bridge Loans Careers Chris Grant Construction Loans Contact Conventional Loans Are Conventional Loans Assumable? Everything You Need to Know Can You Use a Conventional Loan to Buy Land? Here’s What You Need to Know Conventional vs. FHA: What Sellers Need to Know Before Choosing Does a Conventional Loan Require Mortgage Insurance? Here’s What You Need to Know Exploring Conventional Loans: Pros and Cons FHA Loan vs. Conventional Loan: What Are the Benefits? FHA or Conventional Loan: Which is Better? How Credit Score Affects Home Equity Loan Terms How Much Can You Borrow on a Conventional Loan? How to Apply for a Home Equity Loan How to Choose the Best Mortgage for You: A Guide Is a Conventional Loan Right for You? Pros and Cons Explained The Best Banks for Conventional Loans: Find the Best Rates and Terms The Best Mortgage for First Time Buyers: A Guide to Finding the Right Loan Understanding Home Equity and Second Mortgages Understanding Home Equity Loan Requirements Understanding the Qualifying Ratios for Conventional Mortgage Loans Unlock the Benefits of Conventional Loans: Everything You Need to Know What Are Conventional Loan Limits What is a Conventional Mortgage Loan? A Guide to Understanding Your Options What You Need to Know About Conventional Loans Who Offers Conventional Loans? Find Out Here! Who Offers Conventional Loans? Find Out Here! David Swearingen Debra Vanorse Proulx DSCR Loans Anything You Need to Know About Commercial DSCR Loans Benefits of Commercial DSCR Loans Choosing the Right Lender for Your Commercial DSCR Loan Commercial DSCR Loan Rates How Does A DSCR Loan Work How Is DSCR Calculated? How Many DSCR Loans Can You Have How to Qualify for a Commercial DSCR Loan Repayment Terms for Commercial DSCR Loans Residential DSCR Loans vs. Other Financing Options: Which is Right for You? Risks of Commercial DSCR Loans Securing Collateral for Commercial DSCR Loans Types of Commercial DSCR Loans DSCR Loan Qualifications and DSCR Mortgage Program Requirements Elicia Rosevear Elizabeth Miller Eric Hilton FHA Loans Can You Get an FHA Loan for a Mobile Home? What Does It Mean to Refinance a House? What Is the Best Rate for Refinancing a Home Which Houses Qualify for an FHA Loan? Find a Loan Officer Homepage Joe Nutter Josh Craven Kimberly Granada Kimberly Sue Jackson Laura Turley Denny Martin Quiroz Matthew Leighton Meet our Trusted Loan Processors and Mortgage Advisors Newsletter No Income Verification Mortgage Loans: The Innovation of Community Mortgage Our Blog Phillip James Davis Privacy Policy Rates Testing Renee Vesik Requirements and Qualifications for Second Mortgages Reverse Mortgages Ronald Charest Ryan Wall Self Employed Loan How to Increase Your Chances of Being Approved for a Self-Employed Loan Sitemap State Licenses Stephanie Inger Lidstom Stephanie Lynn Feliberty Terms and Conditions Testimonials VA Loans Benefits Of Using a VA Farm Residence Loan for Rural Properties Can Anyone Qualify for a VA Loan? Crunching The Numbers: What You Need to Know About VA Loan Borrowing Limits How Long Does VA Loan Pre-Approval Take How to Apply for a VA Construction Loan How to Apply for a VA Manufactured Home Loan How to Get a VA Loan Certificate of Eligibility VA Construction Loans vs. Traditional Construction VA Loans vs. Conventional Loans What Are VA Loan Interest Rates Weekly Mortgage Update Posts by category Category: Blog 14 Common Home Buying Mistakes to Avoid—And Buy the House of Your Dreams How to Qualify for a Reverse Mortgage: Eligibility Criteria Explained Boost Your Borrowing Power: How to Improve Your Credit Score for a DSCR Loan VA Loan: Appraisal and an Inspection DSCR and Risk Management: Reducing Financial Risks Best Practices for TRID Compliance in DSCR Loans Borrower Insights Survey for 2023 What to Look for in a DSCR Loan Agreement Understanding Conventional Loan Interest Rates: What You Need to Know VA Loans for First-Time Homebuyers: Tips and Strategies Best Home Conventional Loan Lenders Unlock Your Loan Eligibility: Understanding DSCR and Its Impact Everything You Need to Know About DSCR Loans Conventional Loans: Everything You Need to Know About Repayment Terms Reverse Mortgages: Is it the Right Choice for You? Debunking Common Misconceptions About VA Loans The Pros And Cons Of Conventional Loans: Is It The Best Option For You? Sprint Funding’s Roadmap to Buying a Home Updated For 2023 How to Use a Self-employed Loan To Start Or Expand a Business How to Find Good Investment Properties Is Real Estate a Safe Investment? Decluttering Your House In One Day? Here’s How How To Pick Out Paint Colors For Your Home Everything You Need to Know About Minimalist Design 8 Ways to Add Rustic Style to Your Home: How To Achieve the Look Is It Better To Go Conventional Or FHA? How Working With a Real Estate Agent Benefits You Down Payment Mortgages Programs: Pros and Cons 12 Ways to Generate Income in Real Estate Your Complete Guide to VA Home Loans 14 Questions to Ask When Buying a Home How To Succeed With Short Term Rentals The Pros and Cons of “For Sale By Owner” The Best Markets for Real Estate Investments in 2022 How to Pick a Real Estate Agent How to Sell Your Home for the Highest Price Investing in Real Estate for Beginners Category: Cash Flow Loans Cash Flow Financing Explained: Options, Benefits, and How It Works What is the Difference Between Discounted and Undiscounted Cash Flows? How to Prepare a Cash Flow Statement Category: Conventional Loans 5 Key Benefits of Choosing a Conventional Loan for Your Mortgage: A Smart Financial Move What are the 7 Types Of Conventional Loans? How to Get Conventional Loan With 3% Down Success Stories: Low-Income Homebuyers Thrive with Sprint Funding’s Conventional Loans Conventional VS. FHA Loans: Which Is Cheaper? The Ideal Conventional Loan Credit Score that Will Save You Thousands of Dollars Types of Conventional Loans to Fund Your Dream Home What’s The Difference Between FHA Loans and Conventional Loans? Which One Should You Choose? Category: DSCR Loans DSCR vs. Other Financial Metrics: Which is More Important? 6 Mistakes Short-Term Rental Owners Make When Applying for a DSCR Loan DSCR Loan vs. SBA Loan – Which is the Better Option? Understanding the Key Differences Between DSCR for Short-Term Rental Loans and Traditional Loans Optimize the Success of Your Investment Portfolio with a DSCR Loan for Rental Property Category: FHA Loans Best Ways in Applying for FHA Loan Will FHA Loans Cover Manufactured Homes? Category: Home Loan How to Increase Your Chances Of Getting Your Home Loan Approved The Truth About Mortgages: 10 Misconceptions Debunked Facts About Home Loans in Bonsall, CA: Expert Insights for Smart Buyers Common Home Loan-Filing Mistakes and How to Avoid Them Category: Loan Top Mistakes to Avoid When Applying for a Loan: Essential Tips for Borrowers Category: Mortgages Overcoming Mortgage Stress: Navigating Reverse Mortgage Repayment Securing Your Dream Home: 10 Important Questions to Ask Your Mortgage Lender Busting Mortgage Myths: Separating Facts from Fiction in Home Financing Reverse Mortgages: HECM vs. Proprietary What is the Major Risk for the Bank in a Reverse Mortgage? Who Benefits Most from a Reverse Mortgage? What is the Most Commonly Used Reverse Mortgage? Reverse Mortgages Explained: What You Need to Know Before Applying How Reverse Mortgages Can Help You Fund Your Retirement 12 Ways to Invest in Real Estate with Little Money The Benefits of Paying Off Mortgage Early How To Prepare For A Successful Mortgage Application? Category: VA Loan What is the Debt-To-Income Ratio for a VA Loan? 5 Common VA Loan Myths Debunked Category: DSCR Loans How a Good DSCR Can Help You Get a Business Loan How to Repay Your DSCR Loan: Payment Options and Strategies Understanding DSCR: How to Calculate Your Loan Down Payment Navigating Debt Service Coverage Ratio (DSCR) for Small Business Owners in California How to Find the Best DSCR Loan Lenders Category: In The News Top Challenges for Builders Paradox: Home Prices Face Both Head Winds and Rising Tides Real estate investors are pulling back from the housing market with home buying down 30%, report says Rent Growth Has Peaked—And Could Start Declining Average Homebuyer’s Mortgage Payment Up 15% Since August Industry Experts Provide Insight on SFR Markets, Inflationary Pressures ‘Frigid’ future ahead for housing market as mortgage rates seek new heights 2008 all over again? BofA just launched a test of zero-down-payment, zero-closing cost mortgages for minority communities Landlord Tips: 13 Must-Know Tips for New Landlords Investment property statistics and tips 2022 The Debt Service Coverage Ratio and How to Calculate It Rental Properties: Pros and Cons What Is a Mortgage? Category: Buying Housing Sentiment Slips Again, Nears Record Low Homeownership Remains ‘Historically’ Unaffordable in Most of U.S. August Inventory Holds Steady; Market Remains 600,000 Units Short Elevated Purchase Demand Fueling Housing Market Potential Hispanic Homeowners Account for Rise in Housing Growth With Homeownership Out of Reach for Many, Millennials Explore Co-Buying The Week Ahead: Senate to Examine the State of Rural Housing Share of All-Cash Purchases Remains Elevated, Loans Inch Upward Home Affordability Hits Another Low in Q2 House-Hunting Process Wearing on Renters Should I Buy A Home Now Or Wait? Category: Credit Breaking Down Q3 2022’s Mortgage Market Opportunities Report Fannie Mae: Helping Renters Build Credit Category: Economy These Housing Markets Will Be The Most Resilient During The Correction Single‐Family Homes Slip Nearly 20% YoY Examining the Nation’s Most Vulnerable Housing Markets Inflation ‘collapse’ will launch powerful market rally, Credit Suisse predicts California housing affordability slides to lowest level in nearly 15 years in second-quarter 2022 as home prices set record highs and interest rates surge, C.A.R. reports Good debt vs. bad debt: Why what you’ve been told is probably wrong Category: Financial Planning The Average Homeowner Gained $60k in Equity YoY ‘Millions will be wiped out’: Robert Kiyosaki says that the big crash he predicted is here. But right now could also be the perfect time to ‘get richer’ — here’s how Category: Home Values New Home Sales Still in Line With 2017-2019 Range Category: Interest Rates Category: Loan Programs Category: Rental Properties Category: Selling Category: Renovation Loans Exploring Different Types of Renovation Loans Category: Uncategorized Category: VA Loan How Do Pest Inspections for VA Loans Work? Reach Your Home Ownership Dreams with a VA Home Loan: The Cost-Saving Solution Category: Weekly Mortgage Update Weekly Mortgage Update National Mortgage Rates Rate Change